Small and medium-sized businesses are the engine of the Canadian economy.
When it comes to mortgages, it hasn't always paid to be self-employed - because reducing your taxable income can make it difficult to qualify for the mortgage you deserve. We understand business owners because we're business owners as well!
What's better, we have a long list of institutional and private lenders that offer excellent mortgage options for self-employed Canadians. These lenders in Canada understand that self-employed individuals have tax write-offs creating significant reductions in their declared income. With these mortgage lenders, you will not be required to prove your income and a reasonable estimate of your annual income will be acceptable.
We're here to help you beat the banks ... give us a call today.
Principal Mortgage Broker
Free Mortgage Evaluation
Michelle facilitated mortgage financing for my home. This is the second time Michelle has assisted me and going forward, I would trust no other mortgage broker but Michelle to handle my business. Apart from being highly professional and very knowledgeable, she is courteous, patient, flexible and very understanding of her client's unique situations. I trust her judgement entirely and I take great comfort in the fact that she negotiates and advocates aggressively to get the best deal for me. I truly believe she has my back. I would recommend Michelle to my family and friends without hesitation. Michelle is one of the very best in the business.
George Jones, Brampton ON - Repeat Client
After several months of dealing with another broker and frustrated with the lack of support and personal guidance regarding our purchase, it was refreshing when we were referred to Michelle. From the moment we met with her, we knew we were in good hands especially with her knowledge of the industry. Her professionalism and commitment to us started from the beginning. Michelle guided us through, set the expectations and got involved immediately to help us through the process. She went above and beyond to deal with our banks, lawyer and builder to get the job done. We are so happy Michelle represented us and would happily recommend her to family and friends.
Carol & Rob Nusca, Cambridge ON
Allen makes the Impossible Possible! My husband and I after a challenging mortgage renewal journey are finally closing on the refinancing of our condo rental property. Due to the determination and perseverance of Allen and his team we successfully reduced our interest rate and were able to move from a B to A lender. Any other Broker would have just taken the easy and less complicated path of just putting us with another B Lender due to the challenges caused by the recent Stress test introduced by the Ontario government and the employment status of me being Self-employed. However, neither of these obstacles stopped Allen from getting us the best financial outcome possible, because that is what he does for his clients and is what separates him from the rest of the Mortgage Brokers out there.
Donna Sauve, Toronto ON
Thank you so much for all your help Michelle. You were able to get us approved for the amount we needed at an amazing rate! You were able to answer all of our questions no mater what hour of the day, giving us the peace of mind we needed. We will definitely be recommending you to everyone we know!
Michael Pua & Pia Lezama, Oakville ON
Excellent service! Michelle was always available to talk whenever my husband and I needed her advice, she provided detailed explanations of what the process would be to refinance our mortgage and made us feel very comfortable with this experience. I would definitely recommend her to family and friends and will be doing business with her again in the future.
Natasha & Travis Seelal, Brampton ON
Michelle, thank you so much for your kind and knowledgeable support in our search for a mortgage. You are very professional and to the point. You answered our questions, gave us excellent mortgage advice and saved us a bundle of money with the amazing rate you secured for us. You were also very accommodating with our busy schedules and made sure everything was completed in a timely manner. We will recommend you to everyone we know that needs a mortgage. Thank you for making our homebuying experience extra special!
Mariachristina Esposito & Anthony Cappuccitti, Oakville ON
We found Michelle very easy to work with and she assisted us every step of the way with the purchase of our new home. We have recommended Michelle to friends and will continue to do so in the future as we had such a positive experience. We look forward to working with you again!
Krzysztof Petka & Krzysztof Konkel, Toronto ON
I would be very happy to give Michelle my highest recommendation. I would not own a home today if it were not for the expert and customized service provided by Michelle. From the first inquiry through to mortgage signing and beyond, she was consistently accessible, helpful and encouraging - ultimately securing a very attractive financing arrangement under extremely tight time lines. Without question, I will seek Michelle's assistance in addressing future home financing requirements and I will recommend her to all my family, friends & colleagues. Thank you from the bottom of my heart!
Nicoletta Palozzi, Toronto ON
I had the most wonderful and pleasant experience working with Michelle. She guided me through the overwhelming and intimidating process of obtaining a mortgage with ease, patience and confidence. I highly recommend her!
Dagmar Dolezalek, Milton ON
Michelle was a complete godsend throughout this whole process. I am a first time home buyer and she walked me through everything entailed with the mortgage and even with the home buying process. She was very patient and made sure that I understood everything that was going on and she encouraged me to ask questions. I would have been completely lost without her!
Arun Mulackal, Toronto ON
Michelle, thank you for your assistance and support in my search for a new mortgage. You answered my questions in a timely manner and gave me excellent mortgage advice. I will definitely recommend you to my family and friends for a mortgage.
Lorraine Langhorne, Ajax ON
One of the best services I've ever received! Michelle is always available and willing to answer all questions. I really appreciate your help Michelle and I will be more than happy to introduce you to everyone I know - family, friends and colleagues. Thanks again for everything!
Yusuff Falola, Toronto ON
Thank you so much Michelle! You have been such a great person to work with - you're patient, kind and get right down to business and that's why we know you will be such a great mortgage broker to anyone that comes your way. We can't thank you enough!
Marlene & Joe Pineda, Brampton ON
Michelle, I was truly impressed with your high level of professionalism and customer service. My family and I thank you very much!
George Jones, Brampton ON
Michelle is very professional, attentive and knowledgeable! Thank you for getting us the best deal possible and for making the experience smooth and positive. We will definitely recommend you to everyone.
Dave & Harpreet Khaira, Brampton ON
Michelle is one of those professionals who is dedicated to your best interest. When it comes to personal finances and one of the biggest purchases in your lifetime, the stress levels can be a bit much. Michelle works with you to ensure your piece of mind is always a priority. I will continue to recommend Michelle to everyone I know!
Stephanie Azzopardi, Oakville ON
My husband and I are first time homebuyers. We were overwhelmed with all the options, opinions and information we received from the people around us. Michelle did an amazing job of steering us in the right direction. She took the time to educate us about our options and guide us through the daunting process of applying for our first mortgage. She made herself available to us for even the simplest of questions, making us feel like her number one priority. I have already recommended Michelle to a number of my friends and would recommend her to anyone else looking for a stress free mortgage experience. Thanks again Michelle!
Amanda & Graeme Holloway, Tottenham ON
We couldn't have asked for a smoother purchase of our first home. My wife and I felt very overwhelmed with everything, but with Michelle's help we were informed of everything and she made the whole process 1000% easier. I would do it all over again if I had Michelle helping me with it and I'll be sure to let everyone I know looking for a mortgage to recommend Michelle.
Vincent Hewitt & Guanghui Xu, Oakville ON
We had the pleasure of Michelle handling our mortgage. She was professional and very prompt in her follow up. In addition, she was very personable. Thank you Michelle!
Grace & Dan Bruch, Oakville ON
Thank you Michelle for helping us with our refinance. We didn't realize we had options and were so grateful to be introduced to you. We have already passed on your business card to a friend and will continue to refer you to family and friends.
Roshan & Sunita Shameer, Mississauga ON